Calculate Borrowing Capacity | Apply | Loan Worth Mortgage Brokers

Let's Get Started 👋

Tell us a bit about yourself so we can send your results and have a broker follow up with personalised advice.

First Name *

Last Name *

Email Address *

Mobile Number *

Number of Dependants

Include children and any other people you financially support.

Are you applying with a co-applicant? *

No, just me Yes, with someone else

👥 Co-Applicant Details

Co-Applicant First Name *

Co-Applicant Last Name *

🔒 Your information is secure and will never be sold.

Employment & Income 💼

We need to understand your income to accurately estimate your borrowing capacity.

👤 Your Income

Employment Type *

👔 Full Time

🕐 Part Time

📅 Casual

📋 Temp / Contract

🏢 Self Employed

🔍 Not Employed

Monthly Income (Before Tax) *

$

Enter your gross monthly income before tax. Self-employed: use average monthly based on your last 2 tax returns.

👥 Co-Applicant Income

Co-Applicant Employment Type *

👔 Full Time

🕐 Part Time

📅 Casual

📋 Temp / Contract

🏢 Self Employed

🔍 Not Employed

Co-Applicant Monthly Income (Before Tax) *

$

Current Liabilities 💳

Tell us about any credit cards and personal loans. Skip any that don't apply.

👤 Your Liabilities

Credit Cards

Lenders assess your credit card limit (not balance) as a liability. Include all cards in your name.

Credit Card 1

Optional

Credit Limit

Current Balance

Personal Loans & Car Loans

Include personal loans, car loans, and any BNPL arrangements with a significant balance.

Personal Loan 1

Optional

Loan Balance

Original Loan Limit

Monthly Repayment

👥 Co-Applicant Liabilities

Credit Cards

Include all credit cards in the co-applicant's name.

Credit Card 1

Optional

Credit Limit

Current Balance

Personal Loans & Car Loans

Personal Loan 1

Optional

Loan Balance

Original Loan Limit

Monthly Repayment

ℹ️ No credit cards or loans? Simply leave the fields blank and proceed to see your results.

About Your Loan 🏡

A few more details so our brokers can prepare the best options for you.

What is the purpose of this loan? *

🏠 Purchase 🔄 Refinance 📈 Investment 🔨 Construction

Are you a first home buyer? *

No Yes — First Home Buyer

Who is your current lender?

Purchase Price / Property Value

$

Deposit / Available Equity

$

Where is your deposit / equity coming from? *

💰 Genuine Savings 🎁 Gift / Family 🏠 Property Equity 🔀 Combination

Where are you currently living? *

🏢 Renting 🏠 Own Home 👨‍👩‍👧 With Family

What features are important to you? (Select all that apply)

💰 Offset Account

🔁 Redraw Facility

📌 Fixed Rate

📊 Variable Rate

How soon are you looking to proceed? *

🚀 Ready Now 📅 3–6 Months 🔍 Just Exploring

How Much Can You Borrow?

Let's Get Started 👋

Employment & Income 💼

Current Liabilities 💳

Credit Cards

Credit Card 1

Personal Loans & Car Loans

Personal Loan 1

Credit Cards

Credit Card 1

Personal Loans & Car Loans

Personal Loan 1

About Your Loan 🏡