Competitive terms on the vehicles, equipment and machinery your business needs — with minimal paperwork.
The way you finance a business asset affects your cash flow and your tax position — not just your monthly repayment. Loan Worth arranges asset finance across a wide panel of lenders so you get competitive terms quickly.
What we finance
Cars, utes, trucks and commercial vehicles
Plant, machinery and equipment
Technology and fit-out
Both new and used assets
Finance structures we arrange
Chattel mortgage — you own the asset; potential GST and depreciation benefits
Finance lease — use the asset with structured payments
Novated lease — salary-packaged vehicle finance for employees
The right structure depends on your business, your accountant's advice and how you use the asset. We'll lay out the options in plain English.
With a chattel mortgage you own the asset from day one and may access GST and depreciation benefits. With a finance lease you use the asset for structured payments, and a novated lease is a salary-packaged arrangement for employees. The best structure depends on your business and your accountant's advice.
Yes. We arrange finance for both new and used vehicles, plant, machinery, equipment and technology, subject to the asset's age and condition and the lender's criteria.
Asset finance often moves quickly. When your details are ready we pre-qualify and package your application to keep approvals fast and friction low, so you can secure the asset without unnecessary delays.
General information only; not financial, credit or tax advice. Consider independent tax advice on structure. Loanworth Pty Ltd (Credit Representative Number 547934) is a Credit Representative of Connective Credit Services Pty Ltd (Australian Credit Licence 389328).
General information only — not credit advice. It doesn't take your objectives, financial situation or needs into account.